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 Home > Personal Banking > Accounts > Chequing Accounts & Plans

Whether you prefer to bank in person at any of our branches, or find that banking electronically suits your busy lifestyle, one of our chequing accounts or service plans will be just right for you.

First, let’s understand you:

How do you like to bank?

  • In-Branch: As a YNCU member, you can go to any of our branches for friendly, professional and personal service.
  • At an ATM: All of our branches are equipped with automated teller machines (ATMs). Your debit card is accepted worldwide at ATMs displaying the Interac, Cirrus, and PLUS symbols. As a member of the Exchange® ATM Network, you can use more than 2,000 partner ATMs without the surcharge; visit the-exchange.ca to locate a convenient partner.
  • Online: Our Internet banking service provides secure 24/7 online access to your personal accounts and bill payment services. With a login ID and a personal password, you can manage your finances from anywhere you can log onto the Internet.
  • On the phone: Pick up the phone and do your banking 24/7. Convenient and easy to use, telephone banking saves you time and money – no waiting in line, no postage to purchase, and no cheques to write.

How many transactions do you make in the average month?

Knowing how many transactions you’ll have in the average month, and what kind (cheques, in-branch transactions, point of sale purchases, automatic payments, etc.), will help us in suggesting the most cost-effective account option for you. You can pay as you go, or buy a packaged account with a set number of transactions, or choose an unlimited option.

What’s your goal?

Are you covering bills and purchases, or are you saving for something specific? Are you thinking day-to-day, short-term, or long-term?

Your Neighbourhood Credit Union has financial service representatives available at every branch to help you find just the right account or plan to help you bank your way!