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Credential® Financial Strategies representative

At Your Neighbourhood Credit Union, we offer a resource you might want to consider for questions about investments, financial or retirement planning, budgeting, insurance or estate planning - Credential Financial Strategies. Peter Tam is the full-time area representative for YNCU.

Peter’s first question to you will be “How can I help you?”, and he has the experience to give you the advice you’ll need. Peter’s qualifications include numerous financial industry qualifications, a CFP (certified financial planner), and recognition by the EPC – the Elder Planning Council.

A dedicated career professional, Peter takes a personalized approach to each credit union Member, starting with a review of the Member's total financial situation. If you decide this isn’t for you, then all you've spent is 30 or 45 minutes of your time.

At no cost, this review provides the Member with the opportunity to:

  • examine their financial position
  • manage risk through insurance and investment allocation
  • identify personal financial goals
  • choose healthy investment and savings plans
  • build funds for higher education
  • diversify investments
  • identify risk tolerance
  • discuss tax considerations
  • identify insurance needs
  • exercise the best investment options
  • determine retirement options
  • partake in professional annual reviews of their financial situation
  • benefit from recommendations made by a qualified Credential Financial Strategies representative who offers expert advice on insurance and investment services and products.

Pressure selling tactics don’t enter into the relationship with Credential Financial Strategies. Like all representatives, Peter is paid a salary, a system that removes a major barrier for people seeking financial information. The first time you meet, there’s no need to bring any statements or personal information or paperwork of any kind. Peter will talk to you, clarify your goals and objectives, take some notes, and discuss your options. Through the Credential Financial Strategies program, Members can also access all of the insurance and investment products required to execute their financial plan. You can think about what you have discussed, and decide whether it’s right for you.

Meetings can be held at Peter’s office in Waterloo, at your local branch, or at your home, at whatever time suits you –– he keeps flexible hours. To set up a meeting, you can either contact your branch or you can reach Peter directly by:

Peter looks forward to hearing from you!

Credential Financial Strategies Inc. is a member company under Credential Financial Inc., offering financial planning, life insurance and investments to members of credit unions and their communities. ®Credential is a registered mark owned by Credential Financial Inc. and is used under licence.